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A Hancock Whitney bank branch in New Orleans, Louisiana, USA.

JHVEPhoto/iStock Editorial via Getty Images

Times are starting to get a bit tougher for banks. Funding costs are rising, there is upward pressure on operating expenses, and loan growth appears to be moderating – all of which could squeeze pre-provision earnings. Bad debt provisioning, too, is on

Chart
Data by YCharts

Hancock Whitney Quarterly Net Interest Income & Margin

Data Source: Hancock Whitney 2022 Earnings Release

Hancock Whitney NPL Data

Source: Hancock Whitney 2022 Results Presentation

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